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At Asian Bank, we
value each and every customer relationship. Customers such as you
have entrusted us not only with their finances, but also with their
personal information. To protect and maintain this relationship,
we've enacted this privacy policy to maintain the confidentiality of
the information you've shared with us.
We recognize your expectations for the responsible use and
protection of your information right to privacy.
At Asian Bank, we
recognize that you have a right to expect your personal financial
information to remain private and secure. We will maintain standards
to ensure that your information is private and secure at all times.
We will provide you with information on how your information is
used, protected and with the benefits such use provides to you.
How we
use, collect, and retain information about you.
Your relationship
is important to us and we're committed to providing you with the
best service possible. To do that, we gather information from a
variety of sources to keep you informed about the many financial
services, products, and benefits available to you as an Asian Bank
customer-and to provide you the ability to manage your finances most
effectively. For example, we collect information from the following
sources:
Information we
receive from you on applications or other forms;
Information about your transactions with us or others; and
Information we receive from a consumer-reporting agency.
If you end your
customer relationship with us or become an inactive customer, we
will treat the information we have about you as if you were still
our customer.
Preserving
your trust is one of our core values.
At Asian Bank,
employee access to your personal information is limited to those
with a business reason to know such information. Employees are
educated on the importance of maintaining the confidentiality of
customer information and on this Privacy Policy. Because of the
importance of these issues, all Asian Bank employees are responsible
for maintaining the confidentiality of customer information and any
employee who violates this Privacy Policy will be subject to
disciplinary action.
We will not share your medical information.
At Asian Bank, we recognize that when you provide medical
information to us for a specific purpose, you do not wish such
information to be used for other purposes. If you provide personal
medical information to us, we will not disclose that information
unless you authorize such disclosure.
Responsible
use of information provides customer benefits.
The
information we collect provides significant benefits to you, our
customers. This information:
Enables us to
better understand your financial needs; Assists us as we improve
products and enhance customer service;
Allows us to comply with laws and regulations; and
Helps us protect you against fraud.
We will maintain accurate information about you.
Asian Bank has established procedures to ensure that your
information is accurate, current and complete, in keeping with
reasonable commercial standards.
If you believe
that any information collected or furnished by Asian Bank is
inaccurate, please call us at (215) 592-1188. We will investigate
the problem and take appropriate action in a timely manner.
We will maintain
a security program to protect your information. We will maintain a
security program - which includes physical, electronic and
procedural safeguards in compliance with federal regulations - to
prevent unauthorized access to your personal information.
Restrictions on disclosing your information to outsiders.
We will not reveal specific information about your accounts, or
other information that will personally identify you, to those
outside the Asian Bank organization for their independent use,
unless:
The information is necessary to effect, administer or enforce a
transaction you requested;
You request or authorize us to release such information;
The disclosure is required or permitted by law; or
We have informed you that this information may be disclosed and
have given you an opportunity to decline.
We will not provide your account number to anyone for marketing
purposes.
We will maintain your privacy in business relationships with
third parties.
If we do provide customer information to a third party, we will
insist - through a written agreement - that the third party adheres
to privacy principles similar to those which Asian Bank adheres for
keeping this information confidential.
Disclosing our privacy commitment to you.
At Asian Bank, we value our customer relationships. We want you to
understand how we use the information you provide and our commitment
to ensuring your personal privacy. If you have any questions about
how Asian Bank protects your confidential information, please
contact us at (215) 592-1188. Thank You.
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