Personal Certificates of Deposit

Deposits with a fixed rate through maturity


  • Minimum opening balance: $1,000.00
  • Interest compounded daily and credited monthly
  • Early withdrawal penalties may apply

IRA Certificates of Deposit

Deposits with a fixed rate through maturity


CDs offer a predictable return in exchange for holding your deposit. We offer a choice of IRA CD terms, with fixed interest rates and potential tax advantages to help you achieve your retirement goals. When your IRA CD matures, you can automatically renew it, or transfer your balance into another retirement account and continue to let it grow.

  • Minimum opening balance: $1,000.00
  • Interest compounded daily and credited monthly
  • Early withdrawal penalties may apply

 

Personal and IRA Certificates of Deposit Rates

Annual Percentage Yield (APY) effective: August 5, 2020

TermMinimum Balance to Obtain APYRateAnnual Percentage Yield
01-05 months $1,000 0.30% 0.30%
06-11 months $1,000 0.30% 0.30%
12-23 months $1,000 0.50% 0.50%
24-35 months $1,000 0.59% 0.60%
36-47 months $1,000 0.79% 0.80%
48-59 months $1,000 1.00% 1.00%
60 months $1,000 1.25% 1.25%

Fees may reduce earnings. Rates subject to change.

 

Personal Certificates of Deposit Promotion

Annual Percentage Yield (APY) effective: August 5, 2020

TermMinimum Balance to Obtain APYRateAnnual Percentage Yield
15 months $10,000 1.00% 1.00%

Annual Percentage Yield (APY) assumes principal and interest remain on deposit for the entire term. CD term < 1Yr renews to regular 12 month CD. CD < 2Yrs renews to regular 24 month CD. CD term < 3Yrs renews to regular 36 month CD. Fees may reduce earnings and early withdrawal penalties will apply for certificates. Annual Percentage Yields (APYs) are accurate as of 8/5/2020. Promotion subject to termination at any time prior notice.