Personal Money market

Earn competitive interest rate in each balance tier


  • Interest compounded daily
  • Tiered balance minimums to obtain APY
  • Limited check writing
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Unlimited teller transactions
  • Visa debit card
  • Online and telephone banking
  • Monthly statements
  • Minimum to open: $1,000
  • Daily minimum balance requirement: $1,000.00
  • Service charge below minimum balance: $10.00
Personal Money Market Rates

Annual Percentage Yield (APY) effective: December 15, 2022

Minimum Balance to Obtain APYInterest RateAnnual Percentage Yield
$250,000 2.96% 3.00%
$100,000 2.96% 3.00%
$50,000 2.96% 3.00%
$10,000 2.96% 3.00%
$1,000 0.20% 0.20%

Fees could reduce earnings. Rates are subject to change.

Personal Savings

Basic savings program and receive statements


  • Interest compounded daily
  • Tiered balance minimums to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Visa debit card
  • Online and telephone banking
  • Quarterly statements
  • Minimum to Open: $250
  • Daily minimum balance requirement: $250.00
  • Service charge below minimum balance: $3.00

 

Personal Savings Rates

Annual Percentage Yield (APY) effective: October 13, 2022

Minimum Balance to Obtain APY Interest Rate Annual Percentage YieldInterest RateAnnual Percentage Yield
$25,000 0.75% 0.75%
$250 0.20% 0.20%

Youth Savings

Starter account for minors to develop good savings habits


  • For account holders younger than 18 years of age
  • Account will convert to a regular savings upon reaching the age of 18
  • Interest compounded daily
  • $50 minimum balance to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Visa debit card
  • Telephone banking
  • Quarterly statements
  • Minimum to Open: $50
  • No Daily minimum balance requirement
  • Service charge below minimum: $0.00

Senior Savings

Savings account designed for seniors


  • For seniors 60 years or older
  • Interest compounded daily
  • $250 minimum balance to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Visa debit card
  • Telephone banking
  • Quarterly statements
  • Minimum to Open: $250
  • No Daily minimum balance requirement
  • Service charge below minimum: $0.00
  • No charge for balance verification
  • Free notary for account holders
  • Free statement reproduction (up to 12 per year), discounted thereafter

Secured Credit Card Savings

Secures credit card to build or rebuild your credit


  • Interest compounded daily
  • $500 minimum balance to obtain APY
  • Account secures credit card
  • No Visa debit card
  • Quarterly Statements
  • Minimum to Open: $500
  • Daily minimum balance requirement: $500.00
  • Service Charge below minimum balance: $3.00
  • No online banking

 

Secured Credit Card Savings Rates

Annual Percentage Yield (APY) effective: October 13, 2022

Secured Credit Card SavingsInterest RateAnnual Percentage Yield
$500 0.01% 0.01%