Personal Money market

Earn competitive interest rate in each balance tier


  • Interest compounded daily
  • Tiered balance minimums to obtain APY
  • Limited check writing
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Unlimited teller transactions
  • Visa debit card
  • Online and telephone banking
  • Monthly statements
  • Minimum to open: $1,000
  • Daily minimum balance requirement: $1,000.00
  • Service charge below minimum balance: $10.00
Personal Money Market Rates

Annual Percentage Yield (APY) effective: August 5, 2020

Minimum Balance to Obtain APYInterest RateAnnual Percentage Yield
$100,000 0.60% 0.60%
$50,000 0.60% 0.60%
$10,000 0.50% 0.50%
$1,000 0.20% 0.20%

Fees could reduce earnings. Rates are subject to change.

Personal Savings

Basic savings program and receive statements


  • Interest compounded daily
  • Tiered balance minimums to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Visa debit card
  • Online and telephone banking
  • Quarterly statements
  • Minimum to Open: $250
  • Daily minimum balance requirement: $250.00
  • Service charge below minimum balance: $3.00
Personal Savings Rates

Annual Percentage Yield (APY) effective: August 5, 2020

Minimum Balance to Obtain APY Interest Rate Annual Percentage YieldInterest RateAnnual Percentage Yield
$25,000 0.50% 0.50%
$250 0.20% 0.20%

Student Savings

Students developing good savings habits


  • For matriculating students up to 18 years of age
  • Interest compounded daily
  • $50 minimum balance to obtain APY
  • Unlimited teller transactions
  • Up to 6 debits per monthly statement cycle (by check or preauthorized)
  • Visa debit card
  • Telephone banking
  • Quarterly statements
  • Minimum to Open: $50
  • Daily minimum balance requirement: $50.00
  • Service charge below minimum: $2.00
Student Savings Rates

Annual Percentage Yield (APY) effective: August 5, 2020

Minimum Balance to Obtain APYInterest RateAnnual Percentage Yield
$50 0.10% 0.10%

Secured Credit Card Savings

Secures credit card to build or rebuild your credit


  • Interest compounded daily
  • $500 minimum balance to obtain APY
  • Account secures credit card
  • No Visa debit card
  • Quarterly Statements
  • Minimum to Open: $500
  • Daily minimum balance requirement: $500.00
  • Service Charge below minimum balance: $3.00
Secured Credit Card Savings Rates

Annual Percentage Yield (APY) effective: August 5, 2020

Secured Credit Card SavingsInterest RateAnnual Percentage Yield
$500 0.01% 0.01%